NOTICE OF SUBSTITUTE TRUSTEE'S SALE WHEREAS, Gary D. McComis and Caitlin A. Wescott, husband and wife by Deed of Trust (the "Deed of Trust"), dated September 14, 2020 and recorded on September 15, 2020 in Record Book 507, Page 469-482 or as Document Number 177954, in the Register's Office of Warren County, Tennessee, conveyed to Philip Calahan, Trustee, the hereinafter described real property to secure the payment of a certain Promissory Note (the "Note") described in the Deed of Trust, which Note was payable to, Peoples Bank and Trust Company, which the aforementioned Deed of Trust was subsequently assigned to Nationstar Mortgage LLC dated January 19, 2023 and recorded on January 19, 2023 in Record Book 600, Page 127-128 or as Document or Instrument Number 201640, Warren County, Tennessee, and; WHEREAS, Kent D. McPhail of McPhail Sanchez, LLC has been duly appointed Substitute Trustee by the owner and holder of the Note by instrument recorded in Record Book 635, Pages 695-697 or as Document or Instrument Number 211202, Warren County, Tennessee WHEREAS, default has been made in the payment of the Note; and WHEREAS, the owner and holder of the Note has demanded that the hereinafter described real property be advertised and sold in satisfaction of the indebtedness and costs of foreclosure in accordance with the terms and provisions of the Note and Deed of Trust. NOW, THEREFORE, notice is hereby given that an agent of Kent D. McPhail, Substitute Trustee, pursuant to the power, duty, and authority vested in and conferred by the Deed of Trust, on May 17, 2024 at 12pm at the Courthouse door where the foreclosure sales are customarily held, located in McMinnville, Tennessee will be sold to the highest call bidder for cash free from all legal, equitable and statutory rights of redemption, exemptions of homestead, rights by virtue of marriage, and all other exemptions of every kind, all of which have been waived in the Deed of Trust, certain real property located in Warren County, Tennessee, described as follows: A certain tract or parcel of land located in the 16th Civil District of Warren County, Tennessee, and being more fully described as follows, to-wit: Beginning at a steel stake on Sullivan Road, running southwest 275 feet with William Young's line to another steel stake; thence turning northwest and running 225 to yet another steel stake: thence northeast running 281 feet to a steel stake on Sullivan Road; thence southeast 206 feet running with Sullivan Road to the point of beginning stake. Tax Id: 015 024.01 The street address of the above described property is believed to be 392 Sullivan Rd, McMinnville, TN 37110 but if such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control. Owner of Property: Gary D. McComis and Caitlin A. Wescott, husband and wife In addition, the following parties may claim an interest in the above-referenced property: Junior Lienholder: Caney Fork Electric Cooperative, Inc., Junior Lienholder, Record Book 511, Page 698, or as Document or Instrument Number 179017; This sale is subject to any unpaid taxes, if any, any prior liens or encumbrances, leases, easements and all other matters which take priority over the deed of trust under which this foreclosure sale is conducted, including but not limited to the priority of any fixture filing. If the U.S. Department of the Treasury/Internal Revenue Service, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Workforce Development are listed as interested parties in the advertisement, then the notice of this foreclosure is being given to them, and the sale will be subject to the applicable governmental entities right to redeem the property, all as required by 26 U.S.C. 7425 and T.C.A. 67-1-1433. The notice requirements of T.C.A. 35-5-101 et seq. have been met. The right is reserved to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. The trustee/substitute trustee reserves the right to rescind the sale. This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. Publication Dates: April 24, 2024, May 1, 2024, and May 8, 2024. McPhail Sanchez, LLC, Substitute Trustee 126 Government Street Mobile, AL 36602 251-438-2333 64155 W3t5-8